In an era of relatively poor material resources, how to save money is what every head needs to worry about the most. Seven things to do before opening the door: firewood, rice, oil, salt, sauce, vinegar, tea, everything requires expenses, and the monthly salary income is only tens or hundreds of yuan. Some daily necessities need to be purchased with tickets. How can a family live frugally? Every month, it is the biggest headache for family members. How many kilograms of rice and noodles and how many taels of meat coupons are spent on each meal are the main tasks of being a family in the 19th century.
Keeping a careful record of the daily expenses at home, he was the first to own three major items: a bicycle, a sewing machine, and a television set. He could also buy some treasury bills with a small amount of savings at the end of the year. This was a typical evaluation criterion for an outstanding head of the century.
Since the mid-2000s, with the rapid growth of citizens' income, every household has basically no need to worry about daily living expenses, and can save thousands, thousands or even tens of thousands of yuan every month. There are more and more families. Nowadays, when the husband wants to buy a digital product and the wife wants to go for a beauty treatment, there is basically no need to apply for approval and pass the review. Houses, cars and insurance have become the three major items in the family.
Heading, a term that has existed for thousands of years, has quietly evolved from simply keeping a running account and grasping family expenses, to a richer connotation of how to manage finances, how to invest, and how to maintain and increase the value of family assets.
Today, the meaning of being a master has changed, and the requirements for a good master have also gradually changed.
Traditionally, a higher proportion of women are heads of household, because Chinese people believe that women are delicate and seem to have a natural ability to live within their means, and are usually good at arranging household expenses. The family management model in which men take charge of the outside and women take charge of the house has long been the mainstream. However, women's indecisive nature sometimes makes them unable to make large family investment decisions, and their insensitivity to national trends can also easily cause them to miss some investment opportunities.
With the gradual liberalization of the domestic market, there are a variety of investment varieties and financial management methods such as bonds, stocks, funds, RMB financial management, foreign exchange financial management, gold, collections, etc., which has a higher impact on the investment and financial management capabilities of the family. Require.
Since then, a large number of men have taken over the baton of running the household, and more and more men have begun to take charge of family financial management. They may have an easier grasp of the macroeconomics, be more receptive to economic and financial knowledge and be good at studying it, and they often stand taller and see further when it comes to investment and financial management.
North China Bulk - Men are in Charge